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BelAir or TD Auto insurance?!

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Old 03-10-2008, 03:12 PM
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BelAir or TD Auto insurance?!

Hello guy,


my auto insurance is gonna expire soon so i am in the market to search for a reliable insurance company.... after a morning of inquiries..so far it seems like BelAir auto insurance and TD insurance have the best deals given my current status..

so here i am just wondering if anybody on this forum have ever dealt with either one.. and what's your experience with them??


thanks in advance for your valuable opinions...
Old 03-10-2008, 03:19 PM
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Haven't had any experience with them.
I'm with RBC right now....
curious if you RFQ'd RBC, & compared to TD & BelAir
Old 03-10-2008, 03:22 PM
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Keeping my eye on this one as well. I've talked with TD a bit but haven't taken the plunge. Ian, has RBC been good to you?
Old 03-10-2008, 03:49 PM
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Quote:
Originally Posted by inTgr8r
Haven't had any experience with them.
I'm with RBC right now....
curious if you RFQ'd RBC, & compared to TD & BelAir

This morning I have talked with
TD, RBC, BelAir, Desgardin, Personal, PC Financial, CAA

RBC gives out better rates to group insurance but too bad that my employer ain't one of their clients...

BelAir is the best one so far given that they don't really give a crap about the tickets.. (they care more about if you have had any accidents)

TD is a bit more expensive than BelAir but the first two minor tickets are forgiven ....so it's not bad in that department i guess... (it is still chaper than RBC in my case)

just some info to share with ya'll
Old 03-10-2008, 04:04 PM
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Quote:
Originally Posted by SwivelMan
Keeping my eye on this one as well. I've talked with TD a bit but haven't taken the plunge. Ian, has RBC been good to you?
Yeah, great relationship....
They keep sending bills & I keep paying 'em

...They were the best rates at the time (4yrs... it's about time to shop again)
haven't had any claims to deal with, so hard to say in that dept.
Old 03-10-2008, 04:17 PM
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Quote:
Originally Posted by inTgr8r
Yeah, great relationship....
They keep sending bills & I keep paying 'em

...They were the best rates at the time (4yrs... it's about time to shop again)
haven't had any claims to deal with, so hard to say in that dept.
Hey, my Alberta Motor Association is exactly the same! I just think the bill is a bit bigger than it should be for my driving record. I'll be shopping as soon as I get one day in a row to do so.
Old 03-10-2008, 05:48 PM
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Quote:
Originally Posted by SwivelMan
..... I'll be shopping as soon as I get one day in a row to do so.
Me too....
I don't think my rates are bad, but I find after 4-5 years, it's good to get some competitive quotes.
Old 03-21-2008, 05:47 PM
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I was with RBC but switched to Belair and saved $600 / year. no joke.
Old 03-21-2008, 08:36 PM
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I'm with Bel Air, been with them for a few years. Also have my home insurance with them, so it was a bit cheaper since I have both services with them.

Used them a couple times for car insurance and have been happy with the service.
Old 03-21-2008, 09:21 PM
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PM me your details and I would be more than happy to give you boys a quote!
I own an Allstate insurance agency and you might be surprised. I see most of the companies people mention are online, just because you deal with a real person doesn't mean you are going to pay more.
I write over 500 policies a year myself so I can't be out of the ballpark on all of them. lol
That way you get personal service as well and are not just a number.
Even if you want to stay with the company you are with, I am more than happy to give you free advice and you don't have to feel obligated.
I pride myself on not pressuring people, if you want to deal with me you will.
Matt
Old 05-11-2008, 09:17 AM
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I deal with the Personal and get a good rate about $1500 a year.
Old 05-11-2008, 07:02 PM
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i'm currently with Coseco Insurance and have been for the last 5 years, cheapest rate I've found with great coverage.

I'm also in the market for a possible cheaper rate so I'll report back and findings
Old 03-26-2009, 09:04 PM
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i have belair direct. what happened was i had a minor speding ticket which was getting caught 55 in a 40 zone. and i ididnt even get a point reduction.so that ticket actually increased my montly payments by 16 dollars, so a 45 dollar ticket cost me $194. aint that a b!!!
Old 03-26-2009, 11:59 PM
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I started shopping around today so I can take my car out.
Ranged from $3200-$5600, with the lowest being TD there on a group rate, I was hoping to find lower.
Old 03-27-2009, 07:55 AM
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Im with Belair Direct, cheapest I could find.

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